S4 Empower SACCO is a member-owned Savings and Credit Cooperative Organization created to help individuals and communities save, grow, and thrive together. We are built on a shared belief: that financial empowerment is the key to unlocking better futures. At S4 Empower SACCO, members come together to pool their savings, giving each other access to affordable loans, investment opportunities, and financial guidance.
Accountability to our members and mission
Passion for community and financial empowerment
Integrity in all we do
We make it easier to save regularly and borrow responsibly to meet your personal or business goals.
We believe in collective progress. When one member succeeds, the whole community grows stronger.
As a member, you have a say in how the SACCO is run. Your needs shape our services.
We operate with honesty, integrity, and full transparency — because you deserve nothing less.
S4 Empower SACCO is more than a financial institution — we’re a movement of people helping people, building wealth, and transforming lives. We walk with you on your financial journey — from your first savings deposit to launching your dream project.
a member-owned financial institution that provides savings and loan services to its members. S4 Empower SACCO was formed by individuals who share a common bond
S4 Empower SACCO is built on cooperation, trust, and mutual support. Members pool their savings to create a fund from which they can borrow at affordable interest rates.
Management committee members Mr T. Chihungwa and Ms Tracy Simbi holding the registration certificate and the by-laws.
